Online Discussion Forums

Back to College
main | site map | search | features | journal | forums | bookshelf | contact | newsletter
The Library











Re-entry Student GraduateWelcome to our online student discussion forums! This is the place to ask a question about returning to college, share information with other returning students, or just join in the discussion!

For frequently asked questions about returning to college and getting started, please see the Website FAQ. No advertising, promotions, and posting of URLS, please. For additional questions about the use of the discussion forums and forum etiquette, see the Forum FAQ.

Free registration is required to post and participate in the many features of the community, which includes access to the member directory (User List) for networking. Unfortunately, due to large amounts of Internet spam, new registrations are temporarily closed. When registered, users can set preferences to watch a topic or receive an email when someone responds to posts. Be sure to update your profile to take advantage of all the benefits. Have fun!

Topic Options
#1601 - 08/05/2009 02:03 AM Help..how do you get the loans you need?
veronica Offline
Junior Member

Registered: 08/05/2009
This year has been a very bad financial year for us. And my husband (age 32) made the decision change careers go to school. With no previous schooling we have a long way to go. our income this year has been so bad that we can't afford to go to school. Unfortunately last year showed we did really good on our taxes so we can't get any grants. What options are there for student loans? I hate to go into debt, but we just can't find another way.

Top
#1615 - 08/18/2009 15:43 PM Re: Help..how do you get the loans you need? [Re: veronica]
CORVETTMB Offline
Junior Member

Registered: 03/01/2009
Veronica,
In order to access loans you have to first fill out the FAFSA online (Free Application for Student Aid). See the financial Aid section of this site for lots of information on the financial aid process.
Blessings,
Corvett

Top
#1991 - 11/07/2010 15:14 PM Re: Help..how do you get the loans you need? [Re: veronica]
2hott2tch Offline
Junior Member

Registered: 11/07/2010
Loc: California
Im wondering how do i get the help i need to get back into school while my loan is in default. Are there options for me so that i can be placed in deferment

Top
#2101 - 05/03/2011 08:24 AM Re: Help..how do you get the loans you need? [Re: veronica]
misaelwade Offline
Junior Member

Registered: 02/12/2011
I am in the exact same situation with 2 different lenders. I have been looking at consolidation info (not that I can consolidate until the loans are all in good standing)and don't see how I could possibly pay the minimum monthly payments that are now due.


Top
#2114 - 05/19/2011 17:51 PM Re: Help..how do you get the loans you need? [Re: CORVETTMB]
Polly Sauers Offline
Junior Member

Registered: 05/19/2011
Loc: United States
FAFSA does not provide enough "funds" to cover the financial needs of a student that is unemployed. 24 million Americans are unemployed, to date. Supposedly, FAFSA is supposed to find all the grants available but the only grant my school provides is the Pell Grant - the Texas Grant is supposedly not available during the summer and may be cut by the State next year. Do you have any other suggestions?

Top
#2135 - 06/27/2011 10:58 AM Re: Help..how do you get the loans you need? [Re: Polly Sauers]
SunnyInUtah Offline
Junior Member

Registered: 06/27/2011
I work full time, and applied for Pell, and got the maximum $5,500 for Fall and Spring. I am lucky to have a college locally that only charges 1900 for 14 credits, so I will actually have money left over for books. I also took out a loan just in case I need it, but I doubt that I will use it as I work full time, and can pay my bills already on my pay and my husbands pay. I also found classes at 5:15 pm and some online courses, so I can keep my job for at least another 2 years until I start my clinicals. THEN I will need the loans as I cant work full time with Clinicals.

Top


Moderator:  Admin 


Copyright 1998- WD Communications LLC. All Rights Reserved. Terms of Use and Privacy Policies. Back to College® is a registered federal trademark of WD Communications LLC.