Hello -- I understand the fear... I am a married 45-year-old stay-at-home mom of 5. I have always worked at home (mostly selling on eBay for a long time), but we are really broke! Anyway, I have been wanting to go back to school for so long, but I feel so selfish about it. We are in financial stress big time. My oldest just started college and my youngest is 4. I feel crazy saying it, but I want to go to law school (but have only about 12 credits toward undergrad degree). I should have done this a long time ago -- Perhaps it's too late -- That's what I've been telling myself for the last few years. Any advice, suggestions or comments are welcome, needed and would be greatly appreciated.