It sounds like you have been been misinformed. I have worked in this field for quite some time and I have never heard of an associate's degree being looked at in that manner.

The one advantage to earning the associate's degree instead of just transfer credits is that, when finished, you do actually have a college degree. The future is hard to predict, so that is certainly not a bad thing.

Tom Nixon
Author, Complete Guide to Online High Schools
Co-author, Bears' Guide to Earning Degrees by Distance Learning